Order from the publisher Harriman House: The Idle Investor (2015)
or from amazon.co.uk: The Idle Investor (2015)
Earn high returns and beat the professionals using 3 simple strategies
Are you tired of the paltry interest rates on offer at banks
and building societies? Are you are unsure where to begin when investing your
own money and concerned about shares given the two sharp drops since 2000?
Would you like to use a simple investing system that beats broad market indexes
and fund manager performance over time, while limiting the risk taken, and
requires only a few minutes each month? You could be an Idle Investor!
In The Idle Investor you will
find three simple DIY investing strategies for long-term savings. The methods
here are mechanical, so there is no need for you to figure out what to do each
month - you simply have to consistently follow the rules of the strategies.
Each of the methods requires only a limited amount of your time per month and
they all make use of easily accessible, low-cost index funds. The principles
behind why the strategies work and everything else you need to know to put them
into practice is explained clearly and with worked examples.
The three strategies are:
1. The Bone
Idle Strategy: Part of your portfolio is
allocated to shares and part to bonds. Adjustments to the portfolio are only
required on two occasions per year. The rest of the time you do nothing.
2.
The Summer
Hibernation Strategy: For part of the year your
portfolio is allocated to shares and for part of the year it is allocated to
bonds. Once again, adjustments to the portfolio are only required twice per
year. The rest of the time you do nothing.
3. Multi-Asset
Trending Strategy: A simple trend-following
method is employed to determine whether to hold your portfolio in shares or
bonds. For this strategy you will need to check your investments and make
adjustments once per month.
Each of the three Idle Investor strategies has been tested
for the period 1990 to 2012, with the result that they delivered average annual
returns ranging from 11% to 28%. By comparison, a buy-and-hold approach of
investing in UK shares would have delivered 8.5% per year over the same period.
The three strategies also limited the downsides experienced from stock market
falls.
If you are looking for a straightforward investing method
that will enable you to get on with your life while your investments earn money
in the background, become an Idle Investor.
Epic Research gives useful trading content and amazing market news, anyone can join and earn tremendous profit.
ReplyDeleteDỊCH VỤ VẬN CHUYỂN GỬI HÀNG SANG CAMPUCHIA
ReplyDeleteĐơn vị ship hàng ở việt nam sang campuchia giá thấp
Đơn vị gửi đồ ở việt nam đi campuchia
Hi Ed,
ReplyDeleteHow were you able to back test the MATS in chapter 10 all the way back to 1990? The oldest of the ETFs proposed was LON:MIDD, which appears to begin on Mar 26, 2004. Could you share more details of your analysis?
Thank you!
Raj